USHEALTH Group – Highly Reputed and Reliable Insurance Provider in the United States

The insurance industry is one of the biggest industries in the United States, and numerous insurance companies are trying to grab the most significant bit of this multi-billion insurance market. As the health care and medical expenses continue to rise, it is important for the people to give importance to the health care insurance and buy the one that best suits them. One of the companies that have been consistent in offering quality insurance products and after sale services to the consumers is USHEALTH Group, which offers its insurance products through two of its distribution companies, named Freedom Life Insurance Company and National Foundation Life Insurance Company.



USHEALTH Group has over the years proudly served over 15 million consumers across the United States. One of the reasons why the insurance products of USHEALTH Group are popular among the people in the country is because it offers larger coverage and more features at a lesser price. USHEALTH Group ensures that the people can choose the features they want and have the control over their coverage so that they only pay for what they want. It is mostly seen that when people go to buy health insurance, they end up overspending far beyond their budget, and yet compromise on many of the features they are looking for. It is not the case when consumers choose the insurance products of USHEALTH Group, and the agents of the company are friendly and easily accessible. They are always available to answer any and all queries the customers might have and go an extra mile to ensure that the customers are satisfied.



Even the CEO of USHEALTH Group, Troy McQuagge, said in an interview recently that his goal is to make insurance available for one and all, irrespective of their budget. USHEALTH Group specialises in providing comprehensive health insurance products for individuals as well as the small to medium sized enterprises, which are looking for insurance coverage for their employees. USHEALTH Group offers a broad range of insurance products, starting from dental insurance to term life insurance and from family insurance to eye insurance, and more. The customer service of the company is also brisk and attentive to customers’ queries.

Nobilis Healthcare Poised for Growth

Nobilis Healthcare seems as if it is going to come out ahead amidst all of the turmoil that has recently afflicted the stock markets. The company owns and operates surgical centers throughout the United States. Besides enjoying strong organic growth year after year the company also make great use of aggressive, well-timed acquisitions. The company recently purchased First Nobilis Hospital for nearly $8 million cash according to googlefinance, it then went on to acquire a majority stake in Freedom Pain Hospital this past September for $3.2 million. However, due to its acquisitions the company according to cantechletter has currently also taken on debt at a relatively high cost, but it is working quickly to lower that cost as much as possible. During April of this year the company also finalized $25 million in financing from GE Capital, Healthcare Financial Services. This influx of cash will serve to greatly improve their bottom line. The cash will primarily be used to promote growth, provide working capital, and to rid the company of some of its longstanding debt, most importantly a $12 million note from when Nobilis purchased Athas Health last December. This capital also helps to significantly reduce Nobilis Health’s overall borrowing costs, which were at a staggering 9.6%, and help to provide a more streamlined approach to its finances. Thanks to this newly infused capital the Nobilis Health’s borrowing cost were more than halved, as low as 4.71% earlier this year. This will help the company be able to pursue growth opportunities much quicker than before. By creating this relationship with GE Capital the company is setting itself to be able to continue its growth for the foreseeable future. The loan consisted of a $20 million term loan as well as a revolving loan which would serve to provide working capital to the healthcare company. With an aging population and the widespread prevalence of obesity it does not seem as if the need for surgery will be slowing down anytime soon. This is great news for Nobilis as the increasing amount of surgeries being performed around the country help to boost its profits. Thanks to the significant growth and reduction of costs being experienced by the company many analysts are rating this stock a buy. In a report from Mackie Research Capital that details stocks that are set to grow the most coming in to Q4 Russell Stanley places Nobilis at the top of his list. The analyst is calling for a one year price target of $12.50 which would come as a result of a 72% return. The company has seen significant rallies since its first year going public. At one point it was up over 375% from its Year 1 high price. With recent growth analysts at Zacks have also named the firm a buy with at least one analyst rating it a strong buy.